Banking and Merchant Accounts for Cannabis Businesses!
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Cannabis Banking & Payment Processing

Cannabis Banking Services

No bank, no problem. Our SVF (stored value facility) will establish an operation business bank account.

Cannabis Merchant Accounts

Accept Visa, MasterCard, American Express and Discover credit cards.

Customer Re-loadable Cards

Your customers get a branded re-loadable stored value card with your dispensary name on logo. Convenient phone app loads card with funds.

Cashless Program

With armored card pickup we remove the risk and hassles of handling, storing, counting and protecting cash.

Cannabis ATM's

Placement, purchase, lease, and in house financing are all options.

Legacy Cash

Legacy cash can be banked in unlimited quantities. Foreign currency exchange and international transfers are also available


Cannabis Banking Solutions

Cannabis Banking Services

Bank Account for daily operations
ACH, wire transfers, bill pay
Visa debit card with no Limit
Merchant Account with 48 hr. funding
Accept Visa/MasterCard/Amex/Discover
No reserves
Flat 5.95% + .30 cents per transaction (retail)
No hidden fees, no termination fee, no monthly fees
Month to month contract

Cashless Solution

Reduce cash and the challenges it presents

1. Bank account for daily business operations
2. Back office kiosk for storing and counting cash
3. Armored car cash pick up
4. Merchant account for credit card processing

Cannabis Merchant Accounts & Credit Card Processing

We have relationships with several domestic banks and we can provide a merchant account for any cannabis related business including, eCommerce, CBD and cannabis paraphernalia. Our proprietary gateway cascades transactions to be sure that credit card processing is stable, secure, and uninterrupted.

Cannabis ATM's

Full Service ATM Program

• Responsive technical and customer support
• 5 year warranty on parts and labor
• No monthly service or statement fees
• Real-time internet reporting – Included
• Shipping, programming, installation – Included

Customer Re-loadable Cards

Branded re-loadable stored value cards with a built in loyalty program. We are building a payment card program that will function entirely outside of the Visa/MasterCard system. Your customers conveniently load their cards from a phone app which is connected to a personal credit card or bank account and use that card to make purchases in your operation. This solution reduces lines and check out times. The card which carries your dispensary name and logo drives traffic back to through your doors and also provides you with key marketing data to improve your sales. This is a long term solution with long lasting benefits to your operation.

Legacy Cash

Our private banking firm facilitates the deposit, exchange, and movement of billions of dollars. There are no limits on amounts, currency types or geography. A full suite of investment products are also available.


Cannabis Merchants Bill Of Rights

Our core beliefs as they pertain to the cannabis industry:


Cannabis merchants have the right to be recognized as contributing members of the business community just like any other legal and legitimate business as well as have access to merchant services accounts.


Cannabis merchants have the right to the same banking options as any other legal and legitimate business.


Cannabis merchants should never face prosecution or scrutiny from a federal agency as long as they are acting in compliance with state and local laws.


The operators of cannabis businesses provide a greatly needed and desired service to the communities they serve and recognition of the value of their services will continue to grow.


How We Do It

The right people combined with and abundance of knowledge and experience who are supported by a strong team of advisers, attorneys and compliance officers and aligned with the proper agencies can do just about anything.  A deep familiarity with FinCEN, BSA, DOJ, CSA, and the Cole Amendment as they apply to financial institutions create the backbone of the legal structure.  A practical working knowledge of cannabis banking and the systems involved in cannabis credit card processing were gained by years of experience. Stable cannabis merchant services solutions are the product of the correct structure and reliable relationships between banks and the credit card processor.


Cannabis merchant account - Installation, Training, & Support

Onsite Installation

Your cannabis merchant account must be integrated properly and set up properly to ensure stability. Experienced and certified professionals ensure the installation and start up of your cannabis merchant account. Once your account is approved we will reach out to schedule integration for eCommerce accounts. For retail accounts we will schedule installation in person or by phone. Make sure your account is set up properly in vital to a stable merchant account platform.

Comprehensive Cannabis Merchant Training

Training is key to success with any service. We understand this and how vital it its so we provide preliminary onsite training and extensive ongoing training for you cannabis merchant account to make sure you and your staff are as comfortable and proficient as possible. Training for eCommerce accounts, retail cannabis merchant accounts, and seed-to-sale software accounts are all available for you and your staff. Depending on the service we are providing we will tailor the training to your needs to ensure a complete understanding of your services and competence in using them.

Qualified and Responsive Personnel

Customer service and technical support for your cannabis merchant account are provided with ability to escalate any technical issues to our remote support team for additional assistance. Staff is available to assist with customer service issues during regular business hours. Technical assistance is provided via phone support 24 hrs. per day, seven days per week.

Convenient Scheduling and support

We work around your schedule to complete the integration and installation of your cannabis merchant account, to avoid any disruptions in your daily business operations. Our staff is available any time you need us and we will accommodate your timeline as not to interfere with your operation. Support is key to a stable platform. We understand this and make it our priority. Our team knows that competent support is key to the success of you cannabis merchant account.


Who We Are

Naturepay is a cannabis banking and merchant services company. We think differently than conventional credit card processing companies due to our long history of handling high risk merchant accounts. That is precisely why we were able to develop our cannabis banking and cannabis merchant account solutions for the cannabis industry.

We have worked in the SMB space for over thirty years. It’s what we do and quite frankly, we love it! Our experience reaches across the payments processing landscape and includes software and hardware, retail and restaurant POS systems, merchant accounts, ATM’s, e commerce accounts, high risk credit card processing, ACH, and mobile payments. We are experts within the field of alternative payments options, merchant accounts, and banking. Our ultimate mission is to provide much needed support to the cannabis industry within these areas.

We take a long term approach to business and we understand that our ultimate worth is directly tied to the value we bring to the market place.  We treat people fairly, and seek to establish relationships that will last through the test of time.

We would love to speak with you!